Creditors calling you constantly? Another downside to debt (as if you needed more) is the frequent, intrusive attempts from creditors to try to recover what you owe. Phone calls to you and your family members, lawsuits, wage garnishments, and written threats are commonplace. Your Los Angeles bankruptcy attorney can put an end to these by filing bankruptcy documents for you with the courts.
Filing bankruptcy triggers the automatic stay. The automatic stay, stops all collection attempts. Any creditor who wishes to continue its collection, must file a motion with the bankruptcy court for relief from stay. The creditor must have a valid basis for the relief of stay. Your Bankruptcy attorney can help you make sure you get all the protection available to you in bankruptcy.